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When you are running a business it’s essential that you have the right equipment when you need it. It’s also critical that you maintain healthy cash flow. First in Finance has extensive experience structuring equipment finance from yellow goods through to semi trailers and printers.


First in Finance can provide various commercial equipment finance options including:

  • Commercial Hire Purchase – An agreement to purchase vehicles, plant or equipment subject to payment terms.
  • Chattel Mortgage – Also known as Equipment Loan, Commercial Loan Agreement, Lease Purchase or bill of sale by some lenders,  is a loan agreement where you borrow funds to acquire an asset. You provide security for the loan by way of a mortgage to the financier over the asset financed.
  • Lease Finance Options – Including Novated Lease as well as Fleet Leasing and Management
  • Rental Options– Including Hire Purchase or Rental/Operating Lease
  • Insurance premium funding – Spread your Insurance premium payments for your various policies across 6 or 12 months
  • Fleet Management Options – Remove the costs and resources needed to manage your fleet of vehicles through a fully outsourced fleet management solution
  • Master Limit Facilities – Simplify your asset financing by agreeing a Master Limit amount that you can use to finance a number of different assets.

Small Business Finance

One of the most challenging aspects is funding growth and keeping cash flowing smoothly. More than half our clients at First in Finance are business owners. So we understand the unique finance needs of business owners and have experience across lots of industries.


We can help with:

  • Commercial Property Finance
  • Business Finance
  • Working Capital
  • Debtor and Invoice finance
  • Inventory / Stock Finance
  • Self-Managed Super Fund Loans (SMSF)

Arranging finance takes you away from the important job of running your business. That’s where we come in, taking care of the complete transaction from Interview, application, approval, settlement and ongoing relationship. Leaving you to get on with achieving your business goals.


“Dealing with First In Finance has saved me time, money and also the stress of dealing with car yard financiers. I would recommend First In Finance to anyone without any hesitation. He is extremely friendly, professional and helpful, and always goes that extra mile to get me a great deal. He has helped me several times to get finance for vehicles, helping my business to grow. I will continue to use him for future purchases, whether they be for business or personal.”

Contact us to discuss the various business finance options available to you.

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